Lutheran Community Care offers a free, confidential financial counselling service to assistwith a range ofpersonal finance issues, including:

• Financial rights and responsibilities
• Budgeting and money management
• Negotiating with creditors and others
• Debts and the debt recovery processes
• Insolvency and bankruptcy options
• Hardship applications if your situation has changed

Our qualified financial counsellorswill help you:

• Ensure you are receiving all your concessions and entitlements
• Manage your money
• Deal with a summons
• Prioritise bills and debts
• Deal with debt issues
• Negotiate with creditors
• Work out a budget or a payment plan
• By referring you to agencies who can help you
• Make informed choices

Appointments are essential
The following offices offer Financial Counselling appointments:

Blair Athol
Monday, Wednesday, Thursday and Friday
Tel: 08 8269 9300

Nuriootpa
Wednesday and Thursday
Tel: 08 8562 2688

Swan Reach and Angaston
Wednesday
Tel: 08 8562 2688

Morphett Vale
Friday
Tel: 08 8326 4688

To make the most of your appointment please bring the following with you to your appointment:

Identification:

• Drivers license or
• Centrelink card

Income details:

• Salary/wage pay slips or
• Centrelink Income Statement

Bills:

• Gas
• Electricity
• Water or Council Rates
• Store accounts or credit cards
• Rent or mortgage
• Telephone and mobile
• Loan contracts
• Bank statements
• Letters of demand
• Court actions
• Fines

Receipts:

• Groceries
• Take away food
• Transport
• Rental items